![]() ![]() This number is subject to change.įor buy-to-let landlords, there's no guarantee that it will be possible to arrange continuous letting of a property, nor that rental income will be sufficient to meet the cost of the mortgage. Tracker rates are identified after comparing over 12,000 mortgage products from over 100 mortgage lenders.Īs of January 2023, .uk has access to over 100 lenders. We can't always guarantee we will be able to help you with your mortgage application depending on your credit history and circumstances.Īverage mortgage decision and approval times are based on .uk's historic data for lenders we submit applications to. *The savings figure of £301 is based on .uk remortgage customers in July 2023. Your home may be repossessed if you do not keep up repayments on your mortgage. Your savings will depend on personal circumstances. You may have to pay an early repayment charge to your existing lender if you remortgage. You should always refer to your mortgage illustration for the accurate overall cost of your mortgage, as any calculator can only give a rough estimate. This is important because mortgage calculators don’t look at every issue that could affect your repayments, whereas most lenders do. Include the costs associated with getting a mortgageĬalculate what happens if your interest rate increases Include guaranteed ‘extras’ such as annual bonusesĬalculate based on your mortgage type, term and interest rate ![]() The repayment calculator will help you calculate your monthly mortgage payments, so you can compare different rates, terms and repayment types to see what might be best for you. Most mortgage calculators do:Ĭonsider how many people will be repaying the mortgage The borrowing calculator will give you an indication of how much mortgage you may be able to borrow, based on your income, and show how much HSBC may lend you. There are some things a mortgage calculator will not take into account, so it’s important that you factor these in yourself when deciding exactly what you can afford.Įach mortgage calculator is different, but if you’re using a basic mortgage calculator online, here’s what you can expect. They calculate what you can borrow by looking at various aspects related to your ability to pay a mortgage. Mortgage calculators show you an estimate of what you might be able to borrow for a mortgage.
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